Salary Advance

 
 
 

The Salary Advance Loan is a short-term loan offered to Access Bank Salary account customers over digital platforms (USSD and Banking App). Customers are prequalified and offered the loan digitally. The loan application and disbursement are done seamlessly online, completing within 24 hours end-to-end. Customers repay the loan within 30 days or on their next salary advance, whichever comes first.


Benefits to the Customer 

  • Convenient solution processed end-to-end digitally. 
  • Accessible and transparent loans are always processed digitally and visible in banking apps and via USSD. 
  • Instant availability of a loan. 
  • Convenience. 
  • Easy access. 
  • Transparency. 
  • Accessible and affordable. 

Target Market 

Banked individuals whose salaries are domiciled in Access Bank 

 

Fees Arrangement: 

  • Fee: P105.86 
  • Interest: 10% Flat. 

 

Qualifying Criteria 

  • Customers must have received a salary in the last 2 months. 
  • Customers must not be delinquent or have bad account conduct. 
  • Customer must have a good credit check record with Credit Bureau and Trans Union. 

 

Loan Details  

  • Minimum Loan Amount: P200.00 
  • Maximum Loan Amount: P25,000.00 
  • Loan Tenure: 30 days or Salary Day, whichever comes first. 
  • Collection will be automated directly from your Salary Account. 

 

Additional Benefits for Access Bank Personal Loan Customers 

  • Access to the SaruMoney Banking app to monitor loan balances and manage your finances conveniently. 
  • Personalized assistance from 19 Service centers and Direct Sales agents near you, ensuring you receive the support you need throughout your loan journey. 
  • Open a Gold Account to Enjoy Salary Advance Instant Digital Loan 
  • Elevate your banking experience by opening a Gold Account with Access Bank to enjoy easy access to the Salary Advance Instant Digital Loan.  
  • With our Gold Account, you gain exclusive benefits and prioritize access to financial solutions tailored to your needs. 

 

*** Terms and conditions apply. Interest rates are subject to risk assessment and may vary based on individual circumstances. ***

 

Get in touch with us

Talk to us about how we could support your business

TELEPHONE: +2673993300


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